🔑 Step 3: Unlock Borrowing After Saving
Discover the possibilities with Csave. Save daily for 90 days and unlock access to borrowing options tailored to your savings commitment.
Why Borrow with Csave?
Safe & Transparent
No hidden fees, no high interest, and clear repayment plans.
Community Support
Borrow from a trusted circle of friends, family, or members of your Csave group.
Build Financial Trust
Learn how borrowing works in the real worldwithout the risk of harmful debt.
Parental Consent
Parents and guardians play a key role in monitoring, guiding, and encouraging smart financial behavior.
Borrow What You Save in a Year
After 90 days of saving, you can request to borrow what you would save in a year. Start saving today and see how Csave can help you reach your financial goals faster!
Borrowing Requirements
We believe that borrowing should help—not harm. That’s why we:
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Set fair, flexible repayment timelines
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Encourage only need-based borrowing
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Include a built-in accountability system with optional parental co-signing
Borrowing Rules
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You can only have one active loan at a time.
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You must explain the reason for borrowing (e.g., school supplies, transport, emergencies).
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Funds are for educational, personal development, or emergency needs only.
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You must agree to a repayment plan (based on your saving pattern or agreed return date).
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You may be asked to show how the money was used (especially for larger requests).
Eligibility
- Active member for at least 2 months
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No unresolved past borrowings
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Reason clearly stated with optional documentation
Processing Time
- Initial Review: Within 2–3 working days of submitting the Borrow Request Form.
- Approval & Transfer: Within 5–7 working days (funds sent via bank transfer or prepaid method).
- You will receive an email confirmation with the status of your request.